Projects
V1 Mastercard Commercial
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V1 Mastercard Commercial · Everything in one placePayment Processing to collect every draw and deposit with next-day funds. Job Costing that codes every dollar to the right project. And Pay Out: cards, controls and working capital for every crew, 24/7. All in one place.
US construction spending at a seasonally adjusted annual rate.
US Census Bureau, April 2026of subcontractors fronted payroll from their own cash while waiting to get paid.
Siteline, 2026of subcontractors wait more than 90 days for final payment and retainage.
Siteline, 2026Cards that work on Saturday at 6 AM, when the crew actually needs material.
V1 Pay OutOwners, project managers and controllers fight the same friction on every job, whatever the trade.
Superintendents front materials on personal cards and wait weeks for reimbursement.
A shared company card cannot tell Job 2614 from Job 2620, or concrete from drywall.
Paper slips in a truck cab, photos in a group chat, and a month-end scramble to match them.
Draws and change orders go out by email and come back by check, days or weeks later.
Job costing closes weeks after the money is gone, when nothing can be corrected.
Millions in materials, fuel and rentals every year, with zero return to the business.
Send a pay link per milestone, accept every card and ACH, and receive funds the next business day.
Expense management that captures, approves and posts each transaction to the right job as it happens.
V1 Mastercard physical and virtual cards, issued in seconds and live in Apple Wallet and Google Pay.
V1 issues Mastercard debit and credit cards for every crew, job and supplier. Physical or virtual, created in minutes and live in Apple Wallet and Google Pay.
Countries and territories with Mastercard acceptance
Processing fees when you pay with V1 cards
Cashback up to, on every transaction, no cap
How a payment moves through V1 Pay Out, from the budget a project manager sets to the report the owner reads the same day.
Budgets per project, phase, cost code or crew. Fund with real-time funding or the working capital line.
V1 Mastercard, physical or virtual, created in seconds.
Every card follows its own controls.
Live in Apple Wallet and Google Pay seconds after issue. Tap to pay at the counter.
Approvals, declines and push notifications in real time, 24/7, for every card.
Receipt photo, project, cost code and approver on each transaction. A full audit trail.
Spend by project, crew and supplier, synced to QuickBooks in real time.
Reporting feeds the next plan, so the next card is issued against real numbers.
The PM issues a card for the foreman, tied to Job 2614 with a weekly limit and approved merchant categories.
The foreman pays and snaps the receipt. The app asks for the cost code before the purchase is closed.
The budget updates in real time and the transaction posts to QuickBooks with job and class already set.
Owners see margin by job every day, not after the books close next month.
If your revenue arrives in milestones and your spend happens in the field, V1 Projects fits your operation.
Multiple jobs at once, field crews buying daily, draws that collect slowly.
Cards per job and cost code. Draw payments by link, next-day funds.
Homeowner deposits, material runs every morning, tight margins per job.
Deposit links before demo day. Crew cards with daily limits.
Engineers in the field and on the road, reimbursable expenses billed back to clients.
Spend tagged to project for clean client rebilling. Travel and site cards.
Emergency calls at 2 AM, equipment and lodging bought fast, insurance-funded jobs.
Cards created in seconds, any hour. Full receipt trail for the claim file.
Installer crews across many sites, fuel and materials on the road, milestone funding.
Fuel and supply cards per crew. Milestone collections in one place.
Petty cash, department heads with floats, a budget that closes when the show wraps.
Department cards with limits. No petty cash. Wrap report on day one.
Vendors in other cities, deposits to venues, installs on weekends.
Single-use cards for venues and vendors. Client deposits by link.
Client-funded purchasing, procurement markups, many small vendors.
Collect client deposits, pay vendors by virtual card, keep the markup visible.
Crews spread across counties, rentals and fuel, strict per-site budgets.
Limits by site and merchant category. Real-time spend by crew.
Buys what the job needs without fronting a dollar.
Sees budget against actuals per cost code, live.
Knows the margin on every job, every day.
Reconciles in minutes, with every receipt attached.
Collect with next-day funds, pay with no fees, earn on every swipe and keep working capital ready for the next job.
Funds available the next business day. Pricing subject to evaluation.
Subject to underwritingNo processing fees when you pay suppliers, crews and rentals with V1 Mastercard cards.
On every card transaction. No cap on what your projects can earn.
Revolving line of credit and real-time funding with immediate funds availability.
Subject to underwritingPayment processing is provided through V1's gateway partners; pricing, approval and next-day funds availability are subject to merchant evaluation and underwriting. The working capital revolving line of credit and real-time funding are subject to credit approval and underwriting. Cashback of up to 1.5% per transaction applies to eligible V1 Mastercard purchases under program terms.
partnerships@v1fintech.com